Is it better to buy the iPhone 5s or 5c from Telstra, or buying it outright?

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Inspired by what our good friends over at Reckoner did with the Vodafone Red plans, we decided to do the same with the new iPhone 5s and iPhone 5c pricing plans from the four telcos that will stock them – Telstra, Vodafone, Optus and Virgin Mobile. Like Reckoner, we compared if it was cheaper for you to get the phone outright and connect to the telco on one of their plans, or simply just get it through Telstra and pay a handset fee.

Today, we’re focusing on Telstra. Given the increase in price from Apple on the iPhone 5s, we were expecting Telstra’s plans to follow suit. I should also note that the plans do not feature prepaid plans – we’re doing an entire guide on that soon.

You can have a look at the entire table below. Alternatively, if you want a better viewing experience – or just can’t see it – you can click this link to see it.

Note: Difference was calculated by subtracting Carrier Subsidised Total from BYO Total (i.e. Difference = BYO Total – Carrier Subsidised Total). If the value is positive, then the Carrier Subsidised Plan is cheapest. If it is negative, then getting it outright is cheaper.